Welcome to House & Home! Enjoy your online shopping experience, and check out our blog for inspiration, as well as tips and tricks.

Enjoy your online shopping experience and check out our blog for home inspiration.

Easy Credit Application

House & Home credit payment plans make the lap of luxury affordable. It gives you the convenience of instantly buying the furniture you adore, and paying for it over time. Apply for credit quickly and easily online or via SMS and get in-store to shop our lowest credit instalments guaranteed

Why shop on credit?

Credit payments offer our in-store customers long-term flexibility with a low deposit, and the lowest credit payments guaranteed!

Low Deposit Image

Low Deposit

We tailor-make your deal, ensuring affordable deposits and instalments.

Long-Term Payment Plans Image

Payment Plans

Choose a payment plan that suits your budget, from 6 – 36 months to pay

Lowest Instalments Image

Lowest Instalments

Find the same item with lower credit payments elsewhere, and we'll beat it.

Quick & Easy Approval Image

Quick & Easy

You can see if you qualify in one quick and easy step! See details for SMS application below or click to apply online.

Do you qualify?

Check Image

Are you a South African citizen with a valid SA ID or driver's licence?

Check Image

Are you a foreign national with a current work permit and valid passport?

Check Image

Are you 18 years or older?

How to apply for credit

Apply online

1 Image

Apply online by filling in our application form.

2 Image

We will notify you by SMS whether you qualify or not. We will also send you a confirmation e-mail with your result.

3 Image

Once approved, you can now shop in-store.

Apply via SMS

1 Image

SMS "mycredit", your name, surname and ID number to 32873 (SMS costs R1).

2 Image

Our finance department will contact you as soon as possible to inform you if you qualify for credit.

3 Image

If you qualify, bring a copy of your ID or valid passport, your latest 3 months' payslips or bank statements, proof of residence not older than 3 months, and a list of your monthly expenses to your nearest store to complete your application. If you are not a South African citizen, please also bring a copy of your work permit.

Where to pay

Make your House & Home credit account payments in-store, or at a Money Market counter inside a Shoprite or Checkers. Alternatively, sign up for a debit order today!