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Credit Payment

House & Home credit payment plans make the lap of luxury affordable. It gives you the convenience of instantly buying the furniture you adore, and paying for it over time. Available for in-store purchases only.

Why shop on credit?

Credit payments offer our in-store customers long-term flexibility with a low deposit, and the lowest credit payments guaranteed!


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Low Deposit

We tailor-make your deal, ensuring affordable deposits and instalments.

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Long-Term
Payment Plans

Choose a payment plan that suits your budget, from 6 – 36 months to pay

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Lowest Instalments
Guaranteed

Find the same item with lower credit payments elsewhere, and we'll beat it.

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Quick & Easy
Approval

You can see if you qualify in one quick and easy step! See more details below.

Do you qualify?

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Are you a South African citizen with a valid SA ID or driver's licence?

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Are you a foreign national with a current work permit and valid passport?

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Are you 18 years or older?

How to apply for credit


Apply via SMS


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SMS "mycredit", your name, surname and ID number to 32873 (SMS costs R1).

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Our finance department will contact you as soon as possible to inform you if you qualify for credit.

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If you qualify, bring a copy of your ID or valid passport, your latest 3 months' payslips or bank statements, proof of residence not older than 3 months, and a list of your monthly expenses to your nearest store to complete your application. If you are not a South African citizen, please also bring a copy of your work permit.