Lay-by Payment
Lay-by payment plans are perfect for when you see a must-have deal, but you are not too rushed to take it home. With a low deposit, you can reserve it at that same price until you pay it off interest free.
Why buy on lay-by?
A lay-by allows you to get the most out of your budget in 3 ways:
No Credit Checks
Needed
We do not ask for bank statements, payslips or your credit score.
Up to 6 Months to Pay
We offer you 1 – 6 months to pay. Items are yours upon full payment.
Interest-free
Payments
Unlike buying on credit, 0% interest is charged on lay-by.
How to use our lay-by payment option in-store
Bring a copy of your SA ID or your passport to your nearest store to apply.
Pay a deposit to reserve your item.
We keep your item in-store until you have paid your lay-by instalments in full.
How to use our lay-by payment option online
Add your items to cart.
Pay a minimum deposit of R100 to reserve your items.
Once the order is processed, you will receive an SMS with your account number, deposit, instalment, and payment terms.