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Lay-by Payment

Lay-by payment plans are perfect for when you see a must-have deal, but you are not too rushed to take it home. With a low deposit, you can reserve it at that same price until you pay it off interest free.

Why buy on lay-by?

A lay-by allows you to get the most out of your budget in 3 ways:


No credit checks Needed Image

No credit checks
Needed

We do not ask for bank statements, payslips or your credit score.

Up to 6 Months to Pay Image

Up to 6 Months to Pay

We offer you 1 – 6 months to pay. Items are yours upon full payment.

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Interest-free
Payments

Unlike buying on credit, 0% interest is charged on lay-by.

How to use our lay-by payment option in-store


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Bring a copy of your SA ID or your passport to your nearest store to apply.


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Pay a deposit to reserve your item.


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We keep your item in-store until you have paid your lay-by instalments in full.

How to use our lay-by payment option online


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Add your items to cart.


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Pay a minimum deposit of R100 to reserve your items.


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Once the order is processed, you will receive an SMS with your account number, deposit, instalment, and payment terms.