Welcome to House & Home! Enjoy your online shopping experience, and check out our blog for inspiration, as well as tips and tricks.

Enjoy your online shopping experience and check out our blog for home inspiration.

Lay-by Payment

Lay-by payment plans are perfect for when you see a must-have deal, but you are not too rushed to take it home. With a low deposit, you can reserve it at that same price until you pay it off interest free.

Why buy on lay-by?

A lay-by allows you to get the most out of your budget in 3 ways:

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No Credit Checks

We do not ask for bank statements, payslips or your credit score.

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Up to 6 Months to Pay

We offer you 1 – 6 months to pay. Items are yours upon full payment.

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Unlike buying on credit, 0% interest is charged on lay-by.

How to use our lay-by payment option in-store

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Bring a copy of your SA ID or your passport to your nearest store to apply.

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Pay a deposit to reserve your item.

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We keep your item in-store until you have paid your lay-by instalments in full.

How to use our lay-by payment option online

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Add your items to cart.

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Pay a minimum deposit of R100 to reserve your items.

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Once the order is processed, you will receive an SMS with your account number, deposit, instalment, and payment terms.